Get your free Triple Credit Report to see what banks, credit card issuers, auto loan companies and insurers use to figure out your creditworthiness – that is, how likely you are to pay your bills on time. A good credit score can save you thousands on interest payments and bank fees. Additionally, more and more employers check your Credit Report and Score as a condition of employment.

Your credit report is issued by each of the three credit bureaus – Experian, Equifax and TransUnion. Unfortunately, when you apply for a loan, you do not know which of the reports issued by any of the three credit bureaus will be used by the prospective lender to evaluate your credit. Therefore, it is important that you review your credit information as reported on all three credit reports. Only the Triple Credit Report combines your entire credit history, as reported by all 3 Credit Bureaus, into one report.

Review your credit report frequently to find and fix credit report errors before they can negatively affect your credit score. Additionally, you should check your credit report regularly for credit cards that you never opened – an early indicator of identity theft. You can obtain your credit report and score free from a number of online sites. Generally, the free credit report and free credit score offers include a trial membership in a credit monitoring service which alerts you to unusual activity involving your credit report. Consumers who cancel the credit monitoring service prior to the expiration of the risk-free trial membership pay nothing, and get the Triple Credit Report for free.